Payouts via online banking in Nigeria

Payouts via online banking in Nigeria are processed through direct credit requests.

Parameter	Type	Required	Description
`pos_id`	UUID	✅	Merchant's identifier (`POS_ID`)
`mode`	MODE	✅	`direct`
`method`	METHOD	✅	Payment method (`credit`)
`amount`	Number	✅	Transaction amount. Must be a positive number.
`currency`	CURRENCY	✅	Transaction currency (ISO_4217)
`order_3ds_bypass`	String	✅	3-D Secure flow option
`order_id`	String	✅	Unique identifier of order
`description`	String	✅	Payment description
`payway`	String	✅	`banking`
`customer_fname`	String	✅	Customer's first name
`customer_lname`	String	✅	Customer's last name
`customer_email`	String	✅	Customer's email
`customer_phone`	String	✅	Customer's phone
`customer_id`	String		Customer's identifier in merchant's system
`properties.instrument_type`	String	✅	Instrument type (`bank_transfer`)
`properties.instrument_method`	String	✅	Instrument method (`BANK_NGN`)
`properties.account_number`	String	✅	Recipient's account number
`server_url`	URL		Webhook notification will be sent to this URL
`result_url`	URL		Customer will be redirected to this URL after payment

Request example:

{
    "pos_id":                   "00000000-0000-0000-0000-000000000000",
    "mode":                     "direct",
    "amount":                   1,
    "method":                   "credit",
    "currency":                 "NGN",
    "payway":                   "banking",
    "customer_email":           "test@example.com",
    "customer_fname":           "Tom",
    "customer_lname":           "Hanks",
    "customer_phone":           "+900000000",
    "properties": {
           "instrument_type":   "bank_transfer",
           "instrument_method": "BANK_NGN",
           "account_number":    "1234567890"
    },
    "order_3ds_bypass":         "supported",
    "description":              "Description",
    "order_id":                 "1234567890",
    "server_url":               "http://callback-stub:9000/consume",
    "result_url":               "https://google.com"
}